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Privacy Policy

Last updated: April 2026 · Svift Intel · GDPR compliant

1. Who We Are

Svift Intel ("we", "us") operates the tax calculation and portfolio tracking service available at sviftintel.com. We are the data controller for personal data collected through this Service. Contact: support@sviftintel.com

2. What Data We Collect
DataWhy we collect itLegal basis
Email addressAccount creation, login, password reset emailsContract performance
Name (optional)Personalization onlyConsent
Password hashAuthentication - stored as bcrypt hash, never plaintextContract performance
IBKR CSV filesTax calculation (FIFO matching, PLN conversion). Processed server-side, not stored permanently unless you save a reportContract performance
Saved tax reportsStoring your calculation results for future referenceContract performance
Stock portfolio dataPortfolio tracking featureContract performance
3. Your Financial Data

Your IBKR CSV files contain sensitive financial data. We process them solely to compute your tax results. We do not sell, share, rent, or use your financial data for advertising, profiling, analytics, or any purpose other than providing the Service to you.

4. How We Store Data

Account data and saved reports are stored in a PostgreSQL database. Data is encrypted in transit (HTTPS/TLS). Passwords are hashed using bcrypt - we never store plaintext passwords. JWT tokens are used for session authentication and are stored client-side only. We do not use tracking cookies or third-party analytics.

5. Third-Party Services
ServicePurposeData shared
VercelHosting and serverless functionsRequest logs, IP addresses (standard infrastructure)
ResendTransactional email (password reset)Your email address, when a reset is requested
Yahoo FinanceStock price and chart dataTicker symbols only - no personal data
NBP APIUSD/PLN exchange rates for tax calculationNo personal data
6. Data Retention

We retain your account data and saved reports for as long as your account is active. Uploaded CSV files that are not explicitly saved as a report are not retained after the calculation response is returned.

If you delete your account, all associated personal data and saved reports will be permanently deleted within 30 days.

7. Your Rights (GDPR)

As an EU/EEA resident, you have the following rights regarding your personal data:

Right of access
Request a copy of the data we hold about you
Right to rectification
Request correction of inaccurate data
Right to erasure
Request deletion of your account and all associated data
Right to data portability
Request your data in a machine-readable format
Right to restrict processing
Request that we limit how we use your data
Right to object
Object to processing based on legitimate interests

To exercise any of these rights, contact us at support@sviftintel.com. We will respond within 30 days.

8. Children's Privacy

The Service is not directed at persons under 18 years of age. We do not knowingly collect personal data from minors. If you believe a minor has provided us data, contact us and we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy periodically. We will update the date at the top of this page. Continued use of the Service after changes constitutes acceptance of the updated Policy. For significant changes we will notify you by email.

10. Contact & Complaints

Privacy questions: support@sviftintel.com

You also have the right to lodge a complaint with the Polish data protection authority (UODO - Urząd Ochrony Danych Osobowych) at uodo.gov.pl.


Also see our Terms of Use.